With soo many banks going Kaput and their finances being in a big mess. How do we trust that our money will be safe with you. Ofcourse every bank is the same but they atleast have physical presence and most of the Digi Banks are connected with a real bank and we can still walk to the Branches. How do we trust you that one day you will just shut shop and we don't have anywhere to go except calling on your CC Numbers which won't be responding?
Don't take it in a negative way but it's just a what if scenario. You are building a great product but these days financial products have become very sensitive to everything happening around us. So it's better to be safe than sorry.