Vinay Your post is the very first one on this forum. Thank you. If you like, I can send an Amazon gift card as a token of gratitude.
Secondly - apologies for the late reply. My email notifications weren't set correctly, so I completely missed this.
Importantly - great question. The best answer to this can only come after understanding pain points with your current banking/finance management. But I will give it a shot.
- Design - every product we launch will be tailored around getting your work done with least effort. Be it understanding how your money is doing, putting it to better use or simply searching for a particular transaction. We will make managing finances a delight in the same way Superhuman makes managing emails a fun experience.
- Transparency - traditional banks are losing customer trust due to bad management as you might have seen from recent failures of well known banks. Maybe depositors would like to know more about their bank's lending policies. We will try to work with a partner bank that is inclined to building this customer trust by being more transparent about their lending practices.
- Finance management - if you find it difficult to keep track of all the different financial accounts like savings, FDs, insurance, loans etc from different providers, you might like to aggregate them all in one app/dashboard. This app/dashboard will be updated in real time so that you can make better financial decisions.
These are just the ideas we think will resonate with people. Since we are a super early stage startup, we keep our ears to the ground and listen to ideas from the community. Please let me know your thoughts on this. Thanks.